After watching some videos on the tube, I found people making their own body armor out of multiple layers of demin, liquid nails, ceramic tile, and thin sheet metal. After watching multiple videos, it seems to be effective.
So a few months ago, I made a couple of them to try it out. I've not had a chance to test them out yet, but due to some warranty repair work on my house, I now have about 2 boxes of 13"x13" tile that I plan on experimenting with. If it works then I'll share it here.
Once I get a chance to test it, if one of them stops a 9mm then I want to try the other with an ss109 5.56 round to see what happens.