Some medical, some home repair bills, buying a used truck because the old Honda died, with Christmas on top of that, and I am flying out to California because my Mother is ill, ..... we were terribly frugal, but even so it all adds up! And, it all adds up at 12% interest! When I saw the total I almost swallowed my gum.
I loath interest charges.
So, DH and I will sit down tonight and figure out if it is financially better to do a balance transfer to a 0% credit card or see if we can cut costs to the bone and put a chunk of money on the debts instead. Either way it will take us a bit to get the bills paid off. Life is sneaky that way: we paid a good down payment on the truck, and financed $7,500, and I thought I could pay it off in less than a year. But, the spot on DH's face tested positive for cancer, and because it was on his face they recommended a plastic surgeon do the work, and what woman can balk at that? And the hail trashed the roof and there was a deductible while insurance paid the rest, etc. etc. etc.
Fortunately, one of the easiest ways to save money is in the kitchen, and my cupboards are groaning with high-quality food, not to mention what is in the freezer. For a short time I can cut the grocery bill down to a truly tiny amount. Because so much goes on sale during the holidays, I bought extra. After all, who can resist lean, boneless pork at 99 cents a pound, or butter for $1.50?
So I have makings for lots of good meals. And, it will be good practice to pay more attention to what we use on a daily basis! Because prepping not just food: it Is also soap and radiator coolant other good things!